01 / The anchorA family safe word everyone can remember.
Fill in one private word, agree when to use it, and keep the card somewhere accessible. A caller who cannot provide it does not get money, account details, or continued attention.
The rule
No safe word? Hang up and call a trusted number.
02 / The responseFridge flowchart
A visible “hang up and call back” sequence for urgent calls involving bail, accidents, hospitals, or stranded relatives.
03 / The remindersWallet card + red-flags sheet
Keep the essential steps close and learn the warning signs: secrecy, unusual payment requests, urgency, and resistance to verification.